Have You Seen My Ummmm...Memory?: Coping with Memory Loss
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A perfect way to put away that evil amount each month is through a sub-savings account. This is a savings account you create in addition to your regular savings. Often times, you can even name them too! This does wonders for you psychologically. I was regularly transferring money into it based on my savings goals using my automated finances. As the months passed, the amount in that account grew bigger and bigger, and I felt really proud of my accomplishment.
During this time, one of my friends was just blindly putting away money in an account he had mentally earmarked for vague goals. Where he felt despair about trying to save money, I was motivated. There are a few things that couples do that they think are saving them money but are actually costing them more in the long run. The venue is typically the biggest expense for any wedding day.
The reason why is the same reason wedding venues are so expensive in the first place. Think about it. This is one of the only events that people expect to go perfectly. Maybe if you had a destination wedding instead…. However, nowadays, it is SO easy to travel. Flights can be found inexpensively and companies like Airbnb exist to make staying in a foreign place simple and affordable.
You might have a wedding in the high six figures, or you might just have a wedding that ends up costing a couple thousand. Both are perfectly fine. You can only save so much money at the end of the day. Download a FREE copy of the Ultimate Guide today by entering your name and email below — and start earning money for your big day today. No games, no B. When you sign up, we'll keep you posted with a few emails per week. Ultimate Guide to Making Money.
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How to find your Dream Job the foolproof method for How to get clients online: 6 ways to find freelance work fast. How to get out of debt fast As much as possible, I like to have other people do my work for me. So if you're trying to find a doctor a hellish process that I despise and curse , I asked my virtual assistant to find it for me How do they pay for it? There are even people who make a profit with their wedding. The more people you invite, the more money you make. In Indian weddings people also typically give cash, but I can tell you from experience — that is not enough to cover the costs.
Now I can not only NOT be rich but feel doubly bad on your website sans fiance. Hopefully many people will heed your advice before we all go into terrible credit card debt and find ourselves imprisoned to gruesome 12 hour workdays. Since I have been recently married 2 weeks, 2 days , I can say that this happens first hand to a lot of people. My parents are ex-mil and still O-club members. We were members of a local country club and got a really good discount for the rehearsal dinner. A lot of memberships offer discounts for limos AAA and other things.
The pieces retail for twice the cost of our wedding. Also, think about it from another perspective — your guests.
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Saved a couple hundred bucks. People spending too much money on weddings implies to me that they have no imagination and they have to hire someone to tell them how to make it cool.
If you brainstorm a couple hours a weekend, you can find ways to make it work. We went to the beach two days before the wedding to get sand for the centerpieces.
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We kept two kegs on tap in front of the bar to decrease the service fee for the bartenders. What I find amazing about this series is the fact that noone questions the sanity of the whole enterprise. Why get married in the first place? The tax laws certainly discourage it. And if you are set on marriage on religious or other grounds, why have a wedding that puts financial strain on the young couple, their parents, and even their friends?
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My wife and I went to the city hall to get married. My husband and I have been together 33 years, happily. We got hitched at city hall for very little money.
Weddings are being hyped as theatrical events, stressful and counter to anything really meaningful. You did it right IMHO. Your notion that nobody has a simple wedding is a little … odd, and probably speaks more to the circles you travel in than anything else. I make six figures, but we spent three grand on our wedding, and have equally comfortable friends who spent less. But yes, of course you should spend what you want. Sounds like he's just talking averages, no? I get tired of all the commenters on the myriad PF blogs with wedding posts talking about how insane it is to spend 25K for a wedding and how they had a perfect wedding for 3K, etc, etc, so this is a relatively refreshing new take on the matter.
Someone should at least talk about how to try to pay for it somewhat responsibly. Are you seriously doing this every month? Great post. Planning for my wedding was one of the big reasons I wound up starting Wesabe. I completely agree about automated savings automated everything, really.
My best tip for having a reasonable wedding is to find things where you and your partner can agree not to spend. She really wanted great pictures, so we spent more on a photographer than the minimum. Unfortunately, we had a lot of categories where one or both of us felt strongly. If you both choose a category for us, food was very important , spend a bunch on that. If one of you does, spend on it but not too much.
If neither of you does, go for a very inexpensive option. But, my friends who went for the Vegas wedding definitely saved a ton. Another thing is that a lot of DIY elements or less expensive items look as good as their pricey counterparts. Engraving the inside is very inexpensive if you want it personalized. Plus you might be able to return the unopened wine. It was still the loveliest day of our lives and we cut costs by at least half. It would be interesting to see some more useful statistics, such as the median, about wedding costs.
Supporting local stores and suppliers may end up saving you money, and not having guests fly halfway round the planet to come to your wedding may also save a lot. Whatever happened to elegance in simplicity? Why not buy a lower cost dress or a discount dress, and pay a little money to have it beaded or to customize it so it fits your personality better.
Not everyone needs a Vera Wang gown. I like the idea that Robert from Spain had above where the people invited to the wedding help to pay for it. The last thing a married couple needs is debt from a wedding and honeymoon hanging over them when they return to the real world. If they were given cash they might not have such a deep hole to dig themselves out of, and they could perhaps even make an investment for their future too.
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What I really want is a big party to celebrate with friends and family. We currently have about 2 months emergency funds built up, and will have about about months by the time the wedding occurs. How will this happen?